You’ve done your prep work by getting your finances in order. You have been through the prequalification or preapproval process, so you know what size mortgage you might qualify for and be able to afford. Once you’ve found a house you love that’s in your price range, it’s time to see if you can come to an agreement with the seller.
As you work with your real estate agent to craft the offer, keep your home mortgage consultant involved to help you understand how your offer will impact your ability to secure a mortgage. Don’t forget that the offer process on a home is often a negotiation. Here are three things to consider while you’re making your offer.